There are different types of insurance that somehow we are all in need of.  For example umbrella insurance provides an extra layer of liability protection on your home and auto insurance coverage.  An umbrella insurance kicks in after the liability insurance and out of policy is exhausted.  Auto insurance is required by law.  It provides basic protection for you and your vehicle.  In South Florida you need an insurance company that is reliable in your claim services, whether for a trip to the store or a three hours commute, it is important to be able to rely on a trustworthy agency.  Because Florida is on the southeast coast of the United States, there are a high percentage of boaters.  People who own watercrafts in Miami should always be properly protected.  Boat coverage should include, personal property and unattached equipment such as expensive fishing equipment.  It should also cover property in the event of complete loss such as sinking or stranding with at least a 500 dollars towing and emergency assistance.  You should also be aware that fuel spill liability protection is in your policy.


With so many condos in the Brickell area, personal property coverage with your condo insurance should be a must.  Although your condominium association usually is responsible for insuring the building itself, as a condo owner, it is your responsibility to protect everything from the interior walls, which include fixtures, cabinetry and electric appliance to your personal items such as jewelry, clothing and home goods.  Brickell is a riskier area during hurricanes because it is so close to the water making your needs for coverage imperative.


With the numerous universities and colleges in Miami, renters insurance is just as important.  It is simply smart to prepare for the unexpected and secure proper coverage for your personal property.


An illness can come along unexpectedly and finding a doctor that will take care of you without health insurance is almost impossible.  Florida health agency, provides prudent health insurance Options for individuals, Businesses and seniors. William B Kohn, originally from Chicago, opened the agency in 2004. Mr. Kohn has trained his staff to provide the same services he would expect for himself.  As soon as you walk into their office, you will be greeted with friendly faces and a great atmosphere. Hours of operation are from Monday through Friday, from 9:00 am until 5:00 pm.

Docktor’s Insurance, located in Brickell and established in 2005, is an independent insurance agency owned and operated by Mr. Josh Docktor.  He specializes in health and life insurance. They have numerous products including individual and family, small groups, short-term, Travel, Dental and International Health Insurance.  For more information or a full directory, click here